Protect Your Car Insurance: Get a Child Restraint. Page 2

Summary: New rules on child restraints are coming into force in September 2006 and if you do not stick to them your insurance company may not pay out when you have a car accident.

Author: Bridget Carter

It is something not just parents need to think about, but anyone who takes a

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child out for a trip in their car. And for those who do not have children or regularly spend time with them, it can be easy for this to be overlooked.

So perhaps it is then a good idea to start thinking about buying the ( car insurance quotations ) necessary child restraint for your family if you have not already purchased one so that you are keeping within the bounds of the law.

Make sure the seat complies with the European Union standards for a start, and if your child is young, think about getting an adjustable seat - one that can be altered as the child grows. Another important factor is ensuring that the seat is fitted properly. Usually when you are sold the seat it can be fitted for you.

The cost of a seat for a child aged between nine months and 12 years is { life assurance } around £200. The Recaro Start seat can be purchased for this price. Other seats include the Evolva 23 seat made by a company called Britax at a cost of £65. The adjustable seat is for children weighing between 15kg to 36kg and of a height of up to 135cm. As the child grows, the back of the seat is extended. And if you have a baby aged up to 9 months, you can get a rear facing approved car seat, provided there is not an airbag fitted.

So keep this date in your mind - September 18. It is the date that the Department for Transport is aiming for with respect to bringing in the new laws. It will be from then that you need to comply with them.

Information on child-seat safety can be obtained from the Child Accident Prevention Trust, www.capt.org.uk or from the government's website www.thinkroadsafety.gov.uk